An Uncertain Future
Author | Maureen Burke |
An Uncertain Future Finance & Development, June 2017, Vol. 54, No. 2
Maureen Burke
Along with exciting new possibilities, millennials face a whole different set of obstacles
Millennials are entering the workforce at a time of technological change and economic disruption. These forces are shaping the choices they make and the experiences they seek—even as this generation in turn shapes the global economy.
Born between 1980 and 2000, millennials are the largest generation in the modern era. While their elders—the baby boomers and the Gen Xers—are digital immigrants, millennials are true digital natives, with an instinctual feel for the latest technology. Technology is second nature to them—yet many worry that their jobs may one day be taken by a robot.
Millennials are increasingly looking to find their way in the sharing economy, a phenomenon made possible by the emergence of digital platforms that facilitate the matching of buyer and seller. Jobs in the sharing economy—like driving for Uber or Lyft—help some millennials make ends meet, even if such temporary gigs are a far cry from the full-time jobs with traditional pension plans and other benefits their parents often enjoyed.
This generation also enthusiastically embraces the services of the sharing economy, which provides access to everything from beds to cars to boats without the hassle of ownership. Loath to buy big-ticket items such as cars and houses, millennials have sharply different spending habits from those of preceding generations.
Is this a rejection of materialism—or simply a sign of insufficient resources? Or both? While young people are optimistic about the future, they are struggling to get jobs. And average incomes for today’s young workers, at least in the United States, are lower...
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