Se dispuso el retiro de fondos de la AFP, de hasta el 25%, para los afiliados al sistema privado de pensiones
Author | Armando Gutierrez |
Mediante Ley N° 31017,publicado el día 01 de mayo de 2020, se dispuso que los afiliados al Sistema Privado de Pensiones (SPP), de forma VOLUNTARIA y EXTRAORDINARIA, puedan retirar hasta el 25% (veinticinco por ciento) del total de sus fondos acumulados en su cuenta individual de capitalización (CIC), conforme al siguiente detalle:
Ámbito de aplicación
Los afiliados al SPP.
Monto
* Hasta el 25 % del total de sus fondos acumulados en su CIC, estableciendo como monto máximo de retiro el equivalente a 3 UIT (S/ 12, 900.00), y como monto mínimo el equivalente a1 UIT (S/ 4, 300.00).
* El 100% de los fondos de la CIC para el afiliado al SPP que tenga un fondo acumulado total en su CIC igual o menor a 1 UIT (S/ 4, 300.00)
* Los afiliados al SPP beneficiados por el retiro extraordinario de hasta S/ 2, 000.00 regulado por el Decreto de Urgencia N° 34-2020 podrán acogerse a la Ley N° 31017, descontando la suma recibida en mérito de él y manteniendo los límites anteriormente indicados.
Periodicidad
Por única vez
Forma para realizar el retiro
Se deberá de remitir una solicitud a la Administradora Privada de Fondos de Pensiones (AFP), de manera remota, virtual o presencial, en un plazo máximo de 60 días calendario desde que se publique el procedimiento operativo por parte de la Superintendencia de Banca, Seguros y Administradoras Privadas de Fondos de Pensiones (SBS)
Fecha de pago
* Pago del 50% del monto a retirar: En un plazo máximo de 10 días calendario después de presentada la solicitud ante la AFP:
* Pago del 50% restante: En el plazo de 30 días calendario contados a partir del primer desembolso.
* Pago del 100% del monto a retirar: En un plazo máximo de 10 días calendarios después de presentada la solicitud ante la AFP (Únicamente para el afiliado al SPP que tenga un fondo acumulado total en su CIC igual o menor a 1 UIT).
La SBS tendrá hasta el 15 de mayo de 2020 para determinar el procedimiento operativo para el cumplimiento de lo establecido.
En caso tenga alguna consulta, puede contactar con Víctor Ferro (vferro@rubio.pe), Sandro Núñez (snunez@rubio.pe) o Armando Gutiérrez (agutierrez@rubio.pe).
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