Decisión del Panel Administrativo nº DCO2019-0038 of WIPO Arbitration and Mediation Center, November 08, 2019 (case Credit Karma, Inc. v. Haimin Xu)

Resolution DateNovember 08, 2019
Issuing OrganizationWIPO Arbitration and Mediation Center
DecisionTransfer
DominioColombia (.co)

WIPO Arbitration and Mediation Center

ADMINISTRATIVE PANEL DECISION

Credit Karma, Inc. v. Haimin Xu

Case No. DCO2019-0038

1. The Parties

The Complainant is Credit Karma, Inc., United States of America (“United States”), represented by Reed Smith, LLP, United States.

The Respondent is Haimin Xu, China.

2. The Domain Name and Registrar

The disputed domain name [creditkarma.co] is registered with GoDaddy.com, LLC (the “Registrar”).

3. Procedural History

The Complaint was filed with the WIPO Arbitration and Mediation Center (the “Center”) on September 19, 2019. On September 19, 2019, the Center transmitted by email to the Registrar a request for registrar verification in connection with the disputed domain name. On September 20, 2019, the Registrar transmitted by email to the Center its verification response confirming that the Respondent is listed as the registrant and providing the contact details.

The Center verified that the Complaint satisfied the formal requirements of the Uniform Domain Name Dispute Resolution Policy (the “Policy” or “UDRP”), the Rules for Uniform Domain Name Dispute Resolution Policy (the “Rules”), and the WIPO Supplemental Rules for Uniform Domain Name Dispute Resolution Policy (the “Supplemental Rules”).

In accordance with the Rules, paragraphs 2 and 4, the Center formally notified the Respondent of the Complaint, and the proceedings commenced on September 25, 2019. In accordance with the Rules, paragraph 5, the due date for Response was October 15, 2019. The Respondent did not submit any response. Accordingly, the Center notified the Respondent’s default on October 18, 2019.

The Center appointed Luca Barbero as the sole panelist in this matter on October 25, 2019. The Panel finds that it was properly constituted. The Panel has submitted the Statement of Acceptance and Declaration of Impartiality and Independence, as required by the Center to ensure compliance with the Rules, paragraph 7.

4. Factual Background

The Complainant was founded in 2007 and provides personal finance products and services, ranging from free credit and financial management platform services to credit monitoring services, credit and calculator tools and personal recommendations based on each individual user’s credit profile. The platform also offers consumers, access to educational content and reviews for a wide range of financial products, including credit cards, home loans, auto loans and personal loans.

With over 1,100 employees, the Complainant has acquired over 100 million members in the United States, United Kingdom and Canada, developing a global reputation as a leading financial company.

Having invested considerable time, money and resources in promoting its products and services using means such as television broadcasting, cable and streaming, radio commercials, social media, billboards, digital and print advertising, Internet websites, and mobile applications, the Complainant has developed a considerably high level of recognition and goodwill in the finance industry, thanks to which it has also received multiple recognitions and awards over the years, including...

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